Best Credit Cards in April 2024Reviews
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How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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LendingTree is an advertising-supported comparison service. The site features products from our partners as well as institutions which are not advertising partners. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We are compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order).
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American Express Disclosure
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
American Express Disclosure
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
LendingTree's Review How LendingTree Rates Credit Cards? Our experts rate credit cards based on several factors including card benefits, bonusoffers and independent research. Credit card issuers do not influence or have a say in our card ratings.Read our credit card methodology here.
Bonus Points
6X points on JetBlue purchases, 2X on restaurants & grocery stores*
Sign Up Bonus
Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
Flexible Redemptions
No blackout dates & points don't expire*
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It was not reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
Updated:
Content was accurate at the time of publication.
Robin Ratcliff
Sophia Mendel
Robin Ratcliff
Sophia Mendel
The JetBlue Plus Card offers excellent rewards and travel perks for a moderate annual fee.
Is the JetBlue Plus Card worth it?
For travelers who regularly fly with JetBlue, the JetBlue Plus Card can definitely be worth it. In addition to a valuable sign-up bonus and a strong earning rate, cardholders also get one free checked bag per flight, save 50% on in-flight food and beverage purchases and can pool points with friends and family members. You’ll also receive 5,000 bonus points after each account anniversary and enjoy several other cardmember benefits. This card charges a 0% foreign transaction fee, which makes it more traveler-friendly, particularly for those who take frequent international trips.
The JetBlue Plus Card comes with a $99 annual fee. This is moderate compared to what many other airline credit cards charge. However, if you’d rather choose a card that doesn’t charge any annual fee, consider the JetBlue Plus Card instead. Furthermore, if you don’t frequently fly with JetBlue or its partner airlines, you might consider a general, non-co-branded travel rewards credit card.
Who is the JetBlue Plus Card best for?
The JetBlue Plus Card is best for travelers who often fly with JetBlue and can take advantage of its many perks. Those who book trips with JetBlue Vacations and spend heavily on their card will benefit most from this card, as you’ll be able to enjoy Mosaic benefits when you spend $50,000 on your card annually and you’ll get an annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your card.
Quick facts
- Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
- Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
- No blackout dates on JetBlue-operated flights & redeem for any seat, any time on JetBlue-operated flights. Points required for an Award Flight will vary based on the published base fare at the time of booking.
- Points awarded in your TrueBlue account don't expire. Earn and share points together with Family Pooling
- Earn 5,000 bonus points every year after your account anniversary
- 50% savings on eligible inflight purchases like co*cktails and food & the primary cardmember's first checked bag is free on JetBlue-operated flights
- Enjoy all TrueBlue Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
- Enjoy a $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
- Recommended Credit
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
720850
Excellent
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- Credit needed: Excellent
- Sign-up bonus: Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
- Earning rate: Earn 6x points on eligible JetBlue purchases, 2x points at restaurants and eligible grocery stores and 1x points on all other purchases.
- Annual fee: $99
- Foreign transaction fee: 0%
- Other benefits: First checked bag free, 50% in-flight savings, $100 statement credit for JetBlue Vacations reimbursem*nt, Mosaic benefits after spending $50,000 annually, 5,000 bonus points after every account anniversary, ability to pool points
Intro Purchase APR
N/A
Regular Purchase APR
21.24% - 29.99% Variable
Intro BT APR
0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Regular BT APR
21.24% - 29.99% Variable
Annual Fee
$99
Cash Advance Fee
The greater of $10 or 5% of the transfer
Foreign Transaction Fee
0%
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Pros and cons
- Attainable sign-up bonus
- Solid earning rate
- 0% foreign transaction fees
- Intro APR on balance transfers
- Variety of travel perks
- 5,000 bonus points after every account anniversary
- $0 fraud liability
- $99 annual fee
- Some travel perks require additional effort
- Limited redemption options
Sign-up bonus
The JetBlue Plus Card offers new cardholders an attainable and valuable sign-up bonus:
Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
That breaks down to about $333 in credit card spend per month, which can be doable for many, especially if you tend to charge a lot of your regular expenses each month. If the points you redeem are worth 1.6 cents each, that bonus would amount to $640 in value.
How easy is the bonus to redeem? Read more below
How much is it worth? Around $640.
Who is eligible to earn it? You won’t be eligible to earn this offer if you currently have or have previously had this card. If your account is suspected to be used for gaming or abusive activity you also will not be eligible for this offer.
Earning rate
The JetBlue Plus Card offers cardholders an impressive rewards rate:
Earn 6x points on eligible JetBlue purchases, 2x points at restaurants and eligible grocery stores and 1x points on all other purchases.
Points don’t expire as long as your account is open, there’s no cap on the amount you can earn and there are no blackout dates when you redeem points for JetBlue flights.
These earning categories are not only great for frequent JetBlue flyers, but they’re also ideal for everyday spending, making this card useful for day-to-day purchases.
Redeeming rewards
The number of JetBlue points required for an award flight is linked directly to the price of the fare and can range widely depending on the price: from around 9,900 points for an economy flight to around 120,000 points for a first class flight.
JetBlue TrueBlue points are simple to redeem and have a fairly high value (around 1.6 cents per point, as mentioned). The JetBlue rewards program is pretty straightforward — you’ll get the same value per point for most award flights — making it a good choice for those who prefer simple rewards.
You have a few options for redeeming your JetBlue points:
- The base fare of JetBlue operated and marketed award flights (you’ll have to pay out of pocket for any taxes and fees)
- A combination of points and cash for award flights
- JetBlue Vacations packages
You can also pool rewards from several accounts (those of friends or family members, for example) to accumulate and redeem more rewards that way.
On the downside, JetBlue’s redemption options are limited when compared to programs like Chase TravelSM, which allow you to flexibly transfer your points to any of their many travel partners, often for a more valuable rate. While JetBlue does have a variety of airline partners, there are restrictions on your ability to use your points to book those flights. You are able to earn JetBlue points when you purchase flights with select partner airlines, but of the available partners, you can only redeem JetBlue points for flights on Hawaiian Airlines.
Introductory APR for balance transfers
The JetBlue Plus Card offers a 0% introductory APR for the first twelve billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, the balance transfer APR is 21.24% - 29.99% Variable depending on your creditworthiness.
However, balance transfers also come with a fee: Either $5 or 5% of the amount of each transfer, whichever is greater. So while you can temporarily avoid paying interest on transferred balances, you’ll want to make sure you can pay off the balance before the introductory period ends.
Other JetBlue Plus Card benefits
If you spend $50,000 or more per calendar year on your card, you’ll earn JetBlue Mosaic benefits. When you qualify for Mosaic loyalty status, you’ll earn 15,000 bonus TrueBlue points. Other perks include:
- An extra 3 TrueBlue points per dollar spent on JetBlue flights (on top of the points you already earn as a TrueBlue member)
- Free access to the Even More Speed program, which helps you get through the security checkpoint faster (where available)
- elect seats with more space for free 24 hours before departure
- Second free checked bag
- Early boarding
- Free wine, beer and liquor
- Free same-day switches and more
The JetBlue Plus Card grants cardholders a free first checked bag, offering a potential total savings of $70 per round-trip flight. If you fly JetBlue several times per year, this benefit can end up saving you hundreds of dollars on baggage fees annually.
Cardholders can enjoy a 50% discount on eligible in-flight food and drink purchases. While this isn’t a massive benefit, it’s nice to save money on food and drinks while you’re in the air.
Every year after your account anniversary, JetBlue Plus Card cardholders will earn 5,000 bonus points. This is a nice perk that can help to offset the card’s annual fee. Because we value JetBlue points at about 1.6 cents a piece, we value these additional 5,000 points at about $80, which makes up for nearly the entire $99 annual fee.
The JetBlue Plus Card comes with $0 fraud liability protection, which means you won’t be held responsible for fraudulent charges made on your card. This is an essential benefit for those seeking security and peace of mind.
When you purchase a JetBlue Vacations package of $100 or more using your JetBlue Plus Card, you’ll receive a $100 statement credit, which applies annually. For JetBlue Vacations users, this is a great benefit you can apply every year.
Drawbacks
- $99 annual fee — An obvious drawback to the JetBlue Plus Card is that it charges a $99 annual fee. However, several of the perks available with this card work to offset the fee. That said, if you’d prefer not to pay an annual fee at all, there are several great no-annual-fee credit cards available to choose from instead.
- Some travel perks require additional effort — In order to obtain the annual $100 statement credit, for example, you’ll first need to purchase a JetBlue Vacations package of that amount or more. To get JetBlue Mosaic benefits, you’ll need to spend $50,000 or more per calendar year on your card. While some of the perks that come with this card are automatic, not all of them are.
- Limited redemption options — Cardholders are restricted to redeeming their points for flights on JetBlue or vacation packages through JetBlue Vacations. While JetBlue does have a number of airline partners, you’re only able to redeem your points for flights on Hawaiian Airlines.
Alternatives to the JetBlue Plus Card
If you’re looking for a card that doesn’t charge an annual fee, or if you’d prefer a non-co -branded credit card that offers general travel rewards, there are other options you may want to consider.
| Credit Cards | Our Ratings | Annual Fee | Rewards Rate | Welcome Offer | |
|---|---|---|---|---|---|
| JetBlue Plus Card* Learn More on Barclays's secure site | 3.4 | $99 | Earn 6x points on eligible JetBlue purchases, 2x points at restaurants and eligible grocery stores and 1x points on all other purchases. | Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days. | Learn More on Barclays's secure site |
| Chase Sapphire Preferred® Card Apply Now on Chase's secure site | 4.7 | $95 | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠. | Apply Now on Chase's secure site |
| Capital One Venture Rewards Credit Card Apply Now on Capital One's secure site | 4.7 | $95 | 2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel | Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel | Apply Now on Capital One's secure site |
| American Express® Gold Card Apply Now | 4.3 | $250 | Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply. | Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. | Apply Now |
*The information for the JetBlue Plus Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.
JetBlue Plus Card vs. Chase Sapphire Preferred® Card
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Chase Sapphire Preferred® Card
Apply Now
on Chase's secure site
Chase Sapphire Preferred® Card
N/A
21.49%–28.49% variable
$95
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
720850
Excellent
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How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
Verdict: A great option for general travel rewards
Those interested in using rewards for multiple airlines might consider the Chase Sapphire Preferred® Card, which can be redeemed with multiple airline and hotel rewards programs.
With this card, you can enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. However, your points are worth 25% more if you redeem them for travel through the Chase TravelSM portal. Also, you’ll earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠. This card charges a comparable $95 annual fee to the JetBlue Plus Card‘s $99.
JetBlue Plus Card vs. Capital One Venture Rewards Credit Card
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Capital One Venture Rewards Credit Card
N/A
19.99% - 29.99% (Variable)
$95
2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
- Transfer your miles to your choice of 15+ travel loyalty programs
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
660720850
Good/Excellent
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How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
Verdict: A top choice for a general travel credit card with high flat rate rewards
If you’re looking for a general travel rewards credit card, the Capital One Venture Rewards Credit Card can be a great option. This card comes with solid travel perks, including a Global Entry or TSA PreCheck credit, and offers a strong rewards rate across all purchases. It lets cardholders earn unlimited 2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel.
JetBlue Plus Card vs. American Express® Gold Card
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American Express® Gold Card
N/A
See Pay Over Time APR
$250
Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply.
- Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
- Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
- Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
- Choose the color that suits your style. Gold or Rose Gold.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
660720850
Good/Excellent
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How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
Verdict: An excellent luxury travel rewards card for everyday spending
Compared to the JetBlue Plus Card, the American Express® Gold Card puts slightly more emphasis on dining out and groceries than it does on travel spending.
Cardholders can earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Terms apply. You can also earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. This card does come with a $250 annual fee. However, you’ll stack up valuable Membership Rewards points on most of your food purchases, which can easily justify the fee each year. The card comes with other great perks, including up to a $120 credit ($10 per month) on select dining purchases (enrollment required).
*To see rates & fees for American Express® Gold Card, please click here.
Should you get the JetBlue Plus Card?
The JetBlue Plus Card is a top option for avid travelers who want to capitalize on their adventures with JetBlue. The card gives you the opportunity for savings with JetBlue, such as a free checked bag on each flight and 50% off in-flight co*cktail and food purchases. If you’re able to take advantage of the strong earning rate, high sign-up bonus and additional perks that come with this card, it can be a great addition to your wallet.
However, if you rarely fly JetBlue or would prefer a more flexible rewards credit card, there are a number of other great options to choose from as well.
Frequently asked questions
The JetBlue Plus Card requires an excellent credit score. You’ll want to check your score before applying to improve your chances of acceptance.
The JetBlue Plus Card includes a number of cardholder benefits, including a stellar sign-up bonus, a strong earning rate, and travel perks like a free checked bag and 5,000 bonus points after every account anniversary.
Yes, the JetBlue Plus Card charges a $99 annual fee.
Because we value JetBlue points at about 1.6 cents each, 60,000 JetBlue points is worth about $960.
*To see rates & fees for American Express® Gold Card, please click here.
For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
The information related to JetBlue Plus Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
The information related to the JetBlue Plus Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.
